Does AssemblyAI require a credit card?

No — based on the official docs, you can start without a payment method. Pricing FAQ: 'no credit card required'.

When was this AssemblyAI data last verified?

Oct 21, 2026, against: Pricing + FAQ.

Free tier/Report for October 2026

Free API tier limits · Speech-to-text

No credit card: up to 185 hours of pre-recorded and 333 hours of streaming transcription free.

Card not requiredVerified Oct 21, 20261 official sourceSpeech-to-text

—requests / minute · not published

—requests / day · not published

—tokens / minute · not published

No cardneeded to start

Headline figures for Streaming. Ranks compare providers' published headline figures, not identical models.

Up to 185 h pre-recorded + up to 333 h streaming transcription.

Free plan: up to 5 new streaming connections per minute.

Payment method. Pricing FAQ: 'no credit card required'.

Universal-3.5 ProUniversal-2Universal-Streaming

Does AssemblyAI have a free API tier?: Free tier. No credit card: up to 185 hours of pre-recorded and 333 hours of streaming transcription free.
Does AssemblyAI require a credit card?: No — based on the official docs, you can start without a payment method. Pricing FAQ: 'no credit card required'.
What are AssemblyAI's free rate limits?: Free plan: up to 5 new streaming connections per minute.
When was this AssemblyAI data last verified?: Oct 21, 2026, against: Pricing + FAQ.